Dr. Mustafa Khattab, the Clear Quran - Surah Al-Baqarah, ayah 280

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Translation of Surah Al-Baqarah, ayah 280 (2:280)

وَإِن كَانَ ذُو عُسۡرَةٖ فَنَظِرَةٌ إِلَىٰ مَيۡسَرَةٖۚ وَأَن تَصَدَّقُواْ خَيۡرٞ لَّكُمۡ إِن كُنتُمۡ تَعۡلَمُونَ ٢٨٠

If it is difficult for someone to repay a debt, postpone it until a time of ease. And if you waive it as an act of charity, it will be better for you, if only you knew.